Pricing & Purchasing
A plan that meets you right where you are.
Prices shown don't include applicable sales tax, if any, calculated at checkout.
FOR ONE ACCOUNT
Built for individuals or couples who pool their finances together into one account.
Solo Plans
A 6-month personalized cash flow roadmap broken down by pay period.
Full pay-period breakdown with dates
Bills, groceries, gas, and fun money mapped out
Savings tracked toward your goal
Manual review by a real person before delivery
2 follow-up questions, answered within 30 days
$30
Base, plus a full debt payoff strategy.
Everything included in Base
Avalanche or snowball payoff strategy
Month-by-month debt payoff timeline
4 follow-up questions, answered within 30 days
$45
Solo Base Regeneration (updated numbers)
A brand new plan built from your current numbers.
You fill out the form again and nothing carries over.
It costs a little less than a first plan, and you pay the price of the tier you order.
More on regenerations →
$25
Solo Premium Regeneration (updated numbers)
A brand new plan built from your current numbers.
You fill out the form again and nothing carries over.
It costs a little less than a first plan, and you pay the price of the tier you order.
More on regenerations →
$38
Solo add-ons
Individual Smart Allocation
We calculate your fun money, savings, and debt-payoff split for you, based on your actual debt urgency, so there's no guessing how to divide what's left over.
$10
Paycheck Tracker
An Excel file that goes with your plan. Type in your real numbers each payday and it recalculates what to do next. Best for anyone whose income moves around, or who likes having their hands on the numbers directly.
More on the Paycheck Tracker →
$20
Extra follow-up questions pair (2)
Already used your included questions? Two more is a quick add-on. There's no need to purchase a full regeneration just to get something explained.
$10
FOR 2 ACCOUNTS
Joint Plans
Built for two, where one roadmap reflects both of your incomes, bills, and goals, with each partner's own numbers still tracked separately underneath. Best for couples who mostly keep finances separate but share some bills, debt, or a savings goal. If you and your partner pool everything into one shared account, Solo (with one of you entering combined numbers) may actually fit better. Ask if you're not sure which one is right for you.
A 6-month personalized cash flow roadmap for both of you, with each partner's own income and bills, shared bills split the way you choose, and one combined view of your household.
Full pay-period breakdown for each partner
Shared bills split by income, 50/50, or a custom ratio
Each partner's own savings tracked toward their own goal
Optional shared savings goal, tracked together
Manual review by a real person before delivery
4 follow-up questions, answered within 30 days
$40
Everything that is included in Joint Base, plus a full household debt payoff strategy for the both of you, as well as the option to include any shared debt, if applicable.
Everything included in Base
Avalanche or snowball payoff strategy for each partner's own debt
Combine Forces: a joint strategy for any shared debt, with your choice of priority approach
Month-by-month debt payoff timeline for the household
Manual review by a real person before delivery
6 follow-up questions, answered within 30 days
$65
Joint Base Regeneration (updated numbers)
A brand new plan built from your current numbers.
You fill out the form again and nothing carries over.
It costs a little less than a first plan, and you pay the price of the tier you order.
More on regenerations →
$34
Joint Premium Regeneration (updated numbers)
A brand new plan built from your current numbers.
You fill out the form again and nothing carries over.
It costs a little less than a first plan, and you pay the price of the tier you order.
More on regenerations →
$55
Joint add-ons
Individual Smart Allocation
Same as Solo's Smart Allocation, but applied to each partner separately. We calculate that partner's own fun money, savings, and debt-payoff split. Each partner chooses this on their own; you don't both have to add it. If both want to utilize this, see bundle below.
$10
BUNDLE: Individual Smart Allocation
Add Individual Smart Allocation for both of you together instead of one at a time.
$15
Joint Savings Smart Allocation
Have a shared savings goal but don't know what to put toward it each month? We'll calculate it for you instead of asking for a fixed number. See "How Joint Savings Smart Allocation works" below. This one has a couple of details worth understanding before you add it.
$10
BUNDLE: 2 Individual Smart Allocation
+ Joint Savings Smart Allocation
2 Individual Smart Allocation for both of you together
PLUS Joint Savings Smart Allocation
$20
Paycheck Tracker
An Excel file that goes with your plan. Type in your real numbers each payday and it recalculates what to do next. Best for anyone whose income moves around, or who likes having their hands on the numbers directly.
More on the Paycheck Tracker →
$30
Extra follow-up questions pair (2)
Already used your included questions? Two more is a quick add-on. There's no need to purchase a full regeneration just to get something explained.
$10
How Joint Savings Smart Allocation actually works
This one's worth explaining clearly, because it works a little differently than you might expect.
You each choose your own style. One of you can choose to start helping the shared goal right away, with a percentage of your own Smart-Allocated savings, like 20% every paycheck, for example, from day one. The other can choose instead to protect their own personal savings goal completely first, and only start helping the shared goal once their own goal is fully met. You don't have to pick the same option as each other.
It only needs ONE of you to have Individual Smart Allocation turned on. If just one partner adds Individual Smart Allocation and the other doesn't, that's completely fine. The partner without it simply isn't part of this particular feature, and it doesn't hold up anything for the other partner or for your plan as a whole. Nobody has to buy something they don't want just to unlock this for the partner who does.
In short: flexible per person, never an all-or-nothing requirement between the two of you.
BEFORE YOU START
Helpful Links
Be sure to see the following information before you start.
FINANCIAL ASSISTANCE
Scholarship spots
Two scholarship spots open each month because everyone
deserves a plan that meets them where they are:
1 Solo Premium $22
1 Joint Premium $32
